You can find here a recording of a seminar by the PFS on Financial Advice for later life. 

There were eight sessions in total, covering various topics such as changing trends in demography, longevity and morbidity and their likely impact on later life advice. A few providers talked about pension planning flexibility and options and how these could be used in IHT and long term planning. There was also a session on mental capacity and lasting power of attorney.

There were two good sessions on Long Term care, one on the current position and one summarising the new Care Act 2014. Some changes came into effect from April 2015 and some are due to come into effect from April 2016.  

The two long term care sessions are called “Why Care?” part 1 and part 2.

The main changes are:

2015:

• Requirements on Local Authority to provide information and advice and this is being backed up by a public awareness campaign;
• Introduction of deferred payment arrangements.

2016:

• Changes to means test thresholds and cap of care costs.