You may well have seen reports that the FCA recently published its Defined Benefit Advice Assessment Tool (DBAAT). This is
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Assessing suitability has always essentially been based around the same overarching principles … The recommended product type should
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The FCA has been busy. Monday saw the publication of three FCA publications on Consumer Investments. A Consumer Investments
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When the Senior Managers and Certification Regime (SM&CR) became effective for solo regulated firms on 9 December 2019, the FCA
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You might have seen our various articles covering off the changes to Pension Transfer rules introduced with PS20/06 that came
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Firms that provide advice on defined benefit pension transfers will be aware that it is not always straightforward to obtain
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Effective communication comprises three aspects. In walkie-talkie speak these would be ... Transmitting Receiving Understanding It is obvious that for
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The jury is out on whether Abridged Advice, an option in relation to defined benefit transfer advice since 1 October
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It has long been a requirement to assess a client's 'risk profile'. In practice, the rules break this down into
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Firms providing defined benefit pension transfer advice must now* consider using any available workplace pension scheme as the destination for
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