Based on data and live visits to firms during the period from April 2015 to rule changes in 2018 and
Read more
In its June quarterly consultation paper, the FCA announced proposals to make amendments to the Handbook relating to its powers
Read more
It will be a surprise to few in our industry that those firms involved in defined benefit pension transfer business
Read more
Policy Statement PS21/4 summarises the FCA’s proposals to increase the number of firms (by circa 4500) who need to submit
Read more
Everyone involved with defined benefit pension transfer advice should by now be very aware that contingent charging is banned for
Read more
COBS 19.1.2 states … “To prepare an appropriate transfer analysis a firm must: (1) assess the benefits likely to
Read more
The FCA has confirmed in PS21/4 that it is proceeding with its previously stated intention to extend the requirement to
Read more
This fourth in a series of articles on FG 21/3 takes a closer look at the guidance around pre-advice information
Read more
Following on from our previous articles on FG21/3, we will look today at another of the interesting areas covered by
Read more
Here is a question. If a client is being recommended NOT to transfer, do you still need to identify a
Read more