Abridged advice – how is it going so far?
Based on data and live visits to firms during the period from April 2015 to rule changes in 2018 and […]
Pension Transfer
Use it … or lose it
In its June quarterly consultation paper, the FCA announced proposals to make amendments to the Handbook relating to its powers […]
Back to basics
It will be a surprise to few in our industry that those firms involved in defined benefit pension transfer business […]
Extension of Annual Financial Crime Reporting Obligations
Policy Statement PS21/4 summarises the FCA’s proposals to increase the number of firms (by circa 4500) who need to submit […]
FG 21/3 – charging for DB transfer advice
Everyone involved with defined benefit pension transfer advice should by now be very aware that contingent charging is banned for […]
FG21/3 – Appropriate Pension Transfer Analysis (APTA)
COBS 19.1.2 states … “To prepare an appropriate transfer analysis a firm must: (1) assess the benefits likely to […]
PS 21/4 – Extension of Annual Financial Crime Reporting
The FCA has confirmed in PS21/4 that it is proceeding with its previously stated intention to extend the requirement to […]
FG 21/3 – Pre-transfer advice information for clients
This fourth in a series of articles on FG 21/3 takes a closer look at the guidance around pre-advice information […]
FG 21/3 – client objectives
Following on from our previous articles on FG21/3, we will look today at another of the interesting areas covered by […]
Recommending a ‘do not transfer’
Here is a question. If a client is being recommended NOT to transfer, do you still need to identify a […]