Model behaviour
The advent of Consumer Duty has catalysed a lot of focus on fair value, or at least a lot of […]
Alistair MacDougall
Adviser charges in perpetuity?
Here’s a question. What happens to ongoing adviser charges if the adviser dies? This came up recently when […]
Consumer Duty – adviser charging and risk premium
At a recent compliance seminar, there was much discussion about adviser fees in light of the imminent Consumer Duty requirements. […]
Consumer Duty – Identifying Foreseeable Harm
Niels Bohr, the Nobel laureate in Physics and father of the atomic model, is quoted as saying, “Prediction is very […]
Opt-out and permissions
A change is as good as a rest they say. So here is a compliance related article that does not […]
Consumer Duty – Are you a manufacturer?
In our article last week, we highlighted the deadlines for implementation of Consumer Duty – 30 April and 31 July […]
Consumer Duty – does the April deadline apply to you?
There are two Consumer Duty deadlines on the horizon. Firms must take note and action as required. 30 […]
Ongoing client reviews
Consumer Duty will require most firms to review their business model and, in particular the value of the services they […]
Keeping up with growth
There has been lots of political talk in recent months about the need for economic growth. Has to be a […]
GI – value measures
We have received the following from the FCA. We want to draw attention to a new FCA publication; […]