Is now a good time? 15 February 2022 Alistair MacDougallCompliance The tentative question posed in the heading to this article refers to the vagueness of the rules around when disclosure […] Read More
Discounting advice options 8 February 2022 Alistair MacDougallCompliance A question that pops up from time to time is whether there is a need to discount potential options that […] Read More
Advising non-UK clients 15 December 2021 Alistair MacDougallCompliance Despite the fact that the UK ceased to be a member of the EU/EEA almost a year ago, we are […] Read More
CP 21/34 – Improving the Appointed Representatives regime 3 December 2021 Alistair MacDougallCompliance The FCA has launched a consultation (CP21/34 ) which is intended to improve the appointed representatives regime and tackling harm […] Read More
Pension transfers – considering life cover 23 November 2021 Alistair MacDougallCompliance We have seen a very large number of pension transfer suitability reports since the introduction of the pension freedoms that […] Read More
New anti-scam rules for scheme trustees 16 November 2021 Alistair MacDougallCompliance The rights of pension scheme members to transfer, that were established in the Pensions Act 2015 are no longer absolute […] Read More
Another Pension Transfer Charging Quirk 10 November 2021 Alistair MacDougallCompliance Policy Statement PS20-06 states: “A firm may set a different level of non-contingent charges if they are not undertaking the […] Read More
FCA expectations in relation to remote or hybrid working 19 October 2021 Alistair MacDougallCompliance The coronavirus (Covid-19) pandemic has resulted in many firms adopting remote working for some or all employees. Indeed, some of […] Read More
Pension transfer charging – avoiding misunderstanding 12 October 2021 Alistair MacDougallCompliance In any advice scenario, it is good practice to ensure that the client is clear about what service is to […] Read More
DB Advice – CPD correction 28 September 2021 Alistair MacDougallCompliance FT Adviser published an article on 21 September under the heading ‘How to advise on DB transfers’. We would like […] Read More