Pension switches – what is required?
We have covered regulatory requirements around replacement business, more commonly referred to as switch business, before. As this appears to […]
Alistair MacDougall
Pension Transfer – FCA Advice Checker
Back in June 2020, the FCA published an ‘advice checker’ to help consumers assess whether pension transfer advice they had […]
Pension Transfer charging
Policy Statement PS 20-06 stated that a firm providing pension transfer advice “… may also not charge less than it […]
Consumer Duty – fair value and adviser charges
The FCA’s proposed Consumer Duty is getting a lot of airplay in the trade media. First mooted in the FCA’s […]
Pension Transfers – considering a workplace pension
We recently reviewed a pension transfer report where the client was recommended to transfer out of the defined benefit scheme […]
Ongoing client reviews – appropriate or not?
FT Adviser published an article on 15 February under the headline “Advisers struggle to get savers to come for pension […]
FCA data – tackling harm to consumers
The FCA has published the latest data on its work to tackle harm in the consumer investments market between April […]
Awareness of the new FCA rule changes of sustainability
You read it here first – probably! The FCA has finalised new rules around disclosure in relation to sustainability. […]
Ukraine – 10% drop reporting
The current hostilities in Ukraine have caused significant market drops and may continue to do so. Accordingly, a reminder about […]
Platform switching – is a suitability report required?
Platforms play a big part in the investment process of most UK firms. According to Defaqto, 94% of advisers place […]