Change at a glance

Location

Detail

Upgraded Cash Flow Analysis section.

Report Builder → Current Personal & Financial Circumstances → Cash Flow Analysis

Output text will be presented in the report under the heading ‘Cash Flow Analysis’.

Users now have the ability to upload or copy and paste an image to summarise their cash flow analysis in graphical form, without the need to edit in MS Word.

Continued Suitability Letter fields integrated with iO.

Dashboard → Create a New Report → Select Type: Continued Suitability Review Letter → Basic Client Details & Review Details.

When accessing ATEB suitability directly from within a client record in iO, you can now prepopulate client data in the Continued Suitability Review Letter. The supported fields are:

• Client 1 Full Name / Client 2 Full Name
• Address Details
• Provider
• Plan/Product Type
• Plan Owner
• Current Fund Value

‘Data Protection Consent Form’ changed to ‘Data Protection / Privacy Notice’.

Report Builder → Background to our Meeting → Select Documents Issued

Output text will be presented in the report under the heading ‘Background to our Meeting’

Document reference changed to ‘Data Protection/Privacy Notice’ to better reflect GDPR terminology.

Newly revised ‘What Happens Next’ suggested text.

Report Builder → What Happens Next

Output text will be presented in the report under the heading ‘What Happens Next’.

Newly revised suggested text provides users the ability to refer the client to a meeting on a future date where the recommendation will be presented and the best way to proceed agreed.

New Your/Company Paragraph areas added

Content Management → Your/Company Paragraphs

Users can now add their own paragraphs of text for selection in the following areas:

• Introduction to Advice → ATR – Introduce Attitude to Transfer Risk
• All Advice Areas → ATR – Introduce Capacity for Loss

Change at a glance

Location

Detail

New ‘Attitude to Transfer Risk’ section added to Attitude to Investment Risk tab.

Report Builder → Introduction to Advice → Attitude to Investment Risk → ‘Does the advice in this report relate to the transfer of a Defined Benefit Pension Scheme?’ = Yes

Output text will be presented in the report under the heading ‘Attitude to Transfer Risk’.

To support recommendations relating to the transfer (or retaining) of an existing Defined Benefit Pension Scheme, users now have the ability to outline the Attitude to Transfer Risk assessment that has been undertaken with the client.

Newly added suggested objective text.

Report Builder → Agreed Objectives & Priorities

Output text will be presented in the report under the heading ‘Agreed Objectives & Priorities’.

To accommodate recommendations relating to the switch or transfer of personal pension plans/occupational pension benefits, a new objective has been added to the ‘Agreed Objective & Priorities’ tab.

Bug Fix: Reference to TVAS Yield.

Report Builder → Retirement Advice → Plan Builder → Existing Defined Benefit Scheme or Other Occupational.

In line with the new Transfer Value Comparator (TVC) section following FCA Policy Statement PS 18/6 – ‘Advising on Pension Transfers’, all reference to ‘TVAS’ has been removed from both the wizard and generated report.

Change at a glance

Location

Detail

New ‘Total Withdrawal Amount (£)’ value field added to Existing Plan Details table.

Report Builder → Investment/Retirement Advice → Plan Builder → Plan Details.

For reviews relating to existing investment and/or retirement plans, users now have the ability to capture the total amount of withdrawals to date.

Bug Fix: Weighted Average Fund Charge.

Report Builder → Investment/Retirement Advice → Section Builder and/or Plan Builder → Funds Recommendation.

The weighted average fund charge calculated within our ‘Bespoke Funds’ recommendation table draws through to the corresponding table row within the Charges tab, regardless of whether the Funds Recommendation section is selected at Section or Plan Level.

Change at a glance

Location

Detail

New ‘Total Withdrawal Amount (£)’ value field added to Existing Plan Details table.

Report Builder → Investment/Retirement Advice → Plan Builder → Plan Details.

For reviews relating to existing investment and/or retirement plans, users now have the ability to capture the total amount of withdrawals to date.

New suite of risk warnings added for Buy-to Let mortgage recommendations.

Report Builder → Mortgage Advice → Section Builder → Risk Warnings

Output text will be presented in the report under the heading ‘Risk Warnings’.

The existing suite of mortgage risk warnings have been expanded to better support Buy-to-Let mortgage recommendations.