We have completed the latest upgrade to ATEB Suitability on 7^th April 2025. This update includes the new Business Asset Disposal Relief (BADR) rate in preparation for the 2025/26 tax year and a template enhancement to our ‘Investment Strategy Recommendation’ tables.

Full details can be found below:

Business Asset Disposal Relief (BADR)

To address the increase in Business Asset Disposal Relief (BADR), we have updated ATEB Suitability to include the new BADR rate. The revised rate can be found in the optional Glossary of Terms when making Investment Recommendations.

Additionally, we have added a new note to the glossary item, informing clients of a further increase to the Business Asset Disposal Relief (BADR) rate in April 2026.

Pension Contributions & ‘Carry Forward’ Allowances

We have updated our ‘Annual Allowance and Carry Forward Considerations’ table to accommodate pension contributions for the 2025/26 tax year.

Investment Strategy Recommendation: Ongoing Charges (%)

A new ‘Ongoing Charge (%)’ type of ‘DFM’ has been added to both the ‘Investment Strategy Recommendation’ table in the ‘Suitability Report (All Advice Scenarios)’ template and the ‘Fund Switch’ table in the ‘Suitability Review’ template. Additionally, an ‘Other’ free text option has been included, allowing users to define their own ‘Ongoing Charge (%)’ type.

To accommodate fund fact sheets that simply define the fund/portfolio charge type as an ‘Ongoing Charge,’ we have also added an ‘N/A’ option, which will remove the charge type definition from the generated report output table row. 

Please note: When more than one ongoing charge applies to the fund/portfolio, we recommend capturing the total charges as a single figure within the ‘Ongoing Charge (%)’ column. You can then use either the ‘N/A’ option to remove the charge type or the ‘Other’ free text option to define the charge types using personalised free text. If you wish to further break down the charges that make up the total figure, you can do so via the ‘Table Notes’ free text box beneath the table.

Interested in exploring our key features and benefits? Click the link below:

Key-Features and Benefits

As always, our support team are available 9am – 5pm / Mon – Fri to answer any further questions you may have support@atebsuitability.co.uk / 0191 338 8177.