Should clients take Abridged Advice?
Assessing suitability has always essentially been based around the same overarching principles … The recommended product type should
TCF
Adviser only platforms
There was an interesting FOS case reported recently. The client had a pension portfolio invested via a platform before engaging
Market downturn – communicating with clients
The recent stockmarket downturn and health emergency could well have led to advisers asking themselves some difficult questions: How long
Approving Financial Promotions
Alongside its recent temporary restriction on the marketing of speculative mini-bonds to ordinary retail clients (see our article on this),
Fair treatment of vulnerable clients
The FCA expects firms to treat customers fairly. Previous work by the regulator has shown that not all firms treat
FCA Positive Compliance – Mortgage Session
As part of their Live and Local programme, the FCA has been running a series of Positive Compliance workshops to
Arms and Legs
Many reports we view are still over engineered with a subjective choice of hard fact content that is simply not