GDPR – two years on
A quick look at the impact of GDPR, and the issues, two years on.
2018
Portfolio reporting obligations
Clients must be informed when portfolio value falls by 10% or more. Who is responsible for reporting?
PROD – risk tolerance and risk mapping
All is not as it seems.
Are passives the new benchmark?
Costs are under close scrutiny by the FCA. What do firms need to consider?
ESG investing
The profile of ESG investments has increased significantly in recent months. Firms need to be consider how those fit into […]
Fifth Money Laundering Directive (5MLD)
Changes are effective from 10 January 2020. Make sure you are implementing the rules as required.
Pension Transfers – GMP Equalisation
The decision in the Lloyds Bank Equalisation case has difficult implications for schemes and advisers.
Do you need discretionary permissions?
Firms need discretionary permissions to outsource to a Discretionary Investment Manager.
Transfer advice – ensuring client understanding
It is not enough for advice to be provided - it has to be understood.
Fair treatment of vulnerable clients
The FCA is consulting on proposed guidance to firms in dealing with vulnerable clients.