Best interests. Whose?
You’d have thought that poor advice was becoming a rarity by now wouldn’t you? But no, it still seems to […]
PI
Suitability reports – silver bullet, or not?
If you ask most advice firms which part of the advice process consumes the most time, most will reply: “Suitability […]
FCA Final Notices – riveting reads
The title may well lead you to thinking that this guy isn’t too tightly wrapped and perhaps a couple of […]
Unravelling client objectives
Client objectives are the starting point for virtually all advice scenarios, but how often do the objectives recorded on file […]
Consumer Duty – the shape of things to come?
In its numerous publications prior to the implementation of Consumer Duty, the FCA promised that it would be more proactive […]
The replacement business blind spot?
We’ve been involved with a number of firms who are on the acquisition trail and as part of the due […]
Good Consumer Outcomes?
Thomas Fuller, the 17th Century author and historian said that: “Health is not valued till sickness comes.” It […]
What story do your files tell?
The FCA’s Retirement Income Advice thematic review seems to be gathering momentum and the latest developments come as no surprise. […]
FCA Retirement Income Advice Survey – a threat or an opportunity?
We drew attention to the FCA’s Retirement Income Advice Survey in our ‘What lies beneath?’ article last month and there […]
Bed and ISA – not so straightforward anymore?
Benjamin Franklin once said: “In this world nothing can be said to be certain, except death and taxes”. You could […]