Protection Guru (.co.uk) has collated useful information from, and links to, a variety of providers about how COVID-19 interacts with cover under their protection policies. That information can be accessed here.
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Niels Bohr, the Nobel laureate in Physics and father of the atomic model, is quoted as saying, “Prediction is very difficult, especially if it’s about the future!” A related axiom states: “Predicting the future is easy – the hard bit is getting it right!” And with those thoughts in mind, we can ponder the wisdom, […]
A change is as good as a rest they say. So here is a compliance related article that does not have any connection with Consumer Duty! We recently received a query from a firm which purported to be in relation to what permissions are needed in connection with a client opting out from an […]
Nothing major, but take note. The FCA has announced that it will be replacing the Financial Resilience Survey with a new financial resilience regulatory return. This will be referred to as ‘FIN073 – Baseline Financial Resilience Report’. Firms still need to complete the Financial Resilience Survey when requested to do so until the […]
Well, sort of. OK, this is another Consumer Duty themed article but, following our attendance at the FCA’s Live and Local events (which we recommend you attend if you haven’t done so already), we thought we’d share our experience and highlight the main points that the regulator appears to be placing specific emphasis […]
Do you mark your own homework?
Paul Jay Compliance assessment tool, Conduct, DB Pension, DBAAT, Defined Benefit, FCA, FOS, Pension, PI, Senior Manager, SM&CR, Switch, transfer
Most firms will have at least vague recollections of the FSA’s thematic review of pension switching and the report it produced in December 2008. It produced a flurry of activity, but as time has elapsed it has perhaps become a distant memory, despite the high volumes of replacement business that have been and continue […]