Mortgage advice and selling standards (Policy Statement 20/1)
New rules around mortgage advice apply from 31 January 2020.
PI
5MLD – the Trust Registration Service scope widens
The scope of the TRS has widened under 5MLD.
Fifth Money Laundering Directive (5MLD)
Changes are effective from 10 January 2020. Make sure you are implementing the rules as required.
What’s on the horizon for 2020?
See what 2020 has in store.
Pet hates of a file reviewer – part three
Our file reviewers share their compliance turkeys.
Top 7 risk profiling issues
It's the time of year for lists so we have listed our top 7 risk profiling issues.
Pension Transfers – GMP Equalisation
The decision in the Lloyds Bank Equalisation case has difficult implications for schemes and advisers.
Do you need discretionary permissions?
Firms need discretionary permissions to outsource to a Discretionary Investment Manager.
Pension Transfers – FCA letter to firms
The FCA is continuing its mass mailing of a letter to firms that have done transfer business - action is […]
Capacity for Loss – so misunderstood!
Capacity for loss continues to be misunderstood by firms, and the providers of third party tools that purport to assess […]