Unravelling client objectives
Client objectives are the starting point for virtually all advice scenarios, but how often do the objectives recorded on file […]
Pension
Consumer Duty – the shape of things to come?
In its numerous publications prior to the implementation of Consumer Duty, the FCA promised that it would be more proactive […]
The replacement business blind spot?
We’ve been involved with a number of firms who are on the acquisition trail and as part of the due […]
FCA Retirement Income Advice Survey – a threat or an opportunity?
We drew attention to the FCA’s Retirement Income Advice Survey in our ‘What lies beneath?’ article last month and there […]
What lies beneath?
One of the FCA’s recent publications, Regulation Round Up, contained several interesting articles. Of course, Consumer Duty occupied plenty of […]
Consumer Duty – adviser charging and risk premium
At a recent compliance seminar, there was much discussion about adviser fees in light of the imminent Consumer Duty requirements. […]
Do you mark your own homework?
Most firms will have at least vague recollections of the FSA’s thematic review of pension switching and the report it […]
Opt-out and permissions
A change is as good as a rest they say. So here is a compliance related article that does not […]
ATEB Suitability Upgrade – Tax Year End Changes
Our report writing software has been fully updated to accommodate changes to allowances, rates and reliefs in advance of the […]
Have you advised on British Steel pension transfers? Action required!
Firms who have advised clients to transfer away from the British Steel Pension Scheme (BSPS) should be well acquainted with […]