The ongoing advice charge conundrum
A high proportion of advice firms operate a largely recurring income model and with this comes the obligation to conduct […]
Paul Jay
Do you mark your own homework?
Most firms will have at least vague recollections of the FSA’s thematic review of pension switching and the report it […]
Action required for most firms
Nothing major, but take note. The FCA has announced that it will be replacing the Financial Resilience Survey […]
Consumer Duty isn’t the only thing that’s new on 31 July
Most of the talk in the financial services industry relating to 31/7/23 focuses on Consumer Duty and for good reason, […]
Have you advised on British Steel pension transfers? Action required!
Firms who have advised clients to transfer away from the British Steel Pension Scheme (BSPS) should be well acquainted with […]
CIPs and Independence – what’s all the fuss about?
Many firms are now operating their own preferred investment solution – a Centralised Investment Proposition (CIP) – which they seemingly […]
Advice – Simplified?
The FCA has published proposals for a simplified advice regime, but don’t get too excited – just yet. At […]
Can you advise on Shares?
What do you do? Your client has inherited some (insert company name) shares and she asks you, as her trusted […]
10% Portfolio Drop Rule – dropped!
As part of the Government’s reforms of previous EU legislation, next on the list is the proposal to scrap the […]
Ask a silly question …
A common feature of many file checks is missing or unclear client information. Missing information is generally due […]