Further Gabriel updates
FCA has introduced further enhancements to GABRIEL returns.
Compliance
Changes to how firms disclose services and costs
Changes to how firms disclose information on services and costs.
GC 16/8 : Amendment to Guidance on loan to income ratios in mortgage lending
Planned changes affecting mortgage lenders and of interest to Mortgage Advisers
Insurance Intermediaries and PI Insurance
The FCA has reviewed the PII policies of 200 intermediaries and found significant problems
P2P permissions – action required by 31 December 2016
If you do not advise on P2P agreements, you need to consider whether you should remove this permission.
FCA Live and Local – Doncaster, Leeds, York and Harrogate
Live and Local events are running again in 2017, Book your space.
Adviser fees by instalments – a timely reminder
An option that could be of benefit to some clients.
RMAR – some useful reminders
Are you completing your RMAR correctly?
FCA publishes a useful 10 minute Financial Crime webcast for consumer credit firms
Does your firm have sufficiently robust systems and controls, policies and procedures and governance in place to mitigate financial crime?
PRIIPs disclosure rules delayed until January 2018
New disclosure rules that were intended to take effect from January 2017 have been put back one year.