Fair Treatment of Vulnerable Clients
The FCA is gathering information from firms in relation to the fair treatment of vulnerable clients.
Alistair MacDougall
Pension Transfers – GMP Equalisation
The decision in the Lloyds Bank Equalisation case has difficult implications for schemes and advisers.
Pension Transfers – FCA letter to firms
The FCA is continuing its mass mailing of a letter to firms that have done transfer business - action is […]
Capacity for Loss – so misunderstood!
Capacity for loss continues to be misunderstood by firms, and the providers of third party tools that purport to assess […]
SM&CR forms
Are you aware of all the forms associated with the SM&CR?
Transfer advice – the impact of ongoing charges
Clients should not transfer unless that is in their best interests. The impact of initial and ongoing charges is one […]
SM&CR and Appointed Representatives
What should Principal Firms do in relation to ARs?
Transfer advice – ensuring client understanding
It is not enough for advice to be provided - it has to be understood.
SM&CR – are you ready?
9 December is approaching fast - are you ready for SM&CR?
FCA letter to DB Transfer firms
The FCA is writing to around 1700 firms requesting that firms review their transfer advice processes and report back.