Consumer Duty – adviser charging and risk premium
At a recent compliance seminar, there was much discussion about adviser fees in light of the imminent Consumer Duty requirements. […]
The ongoing advice charge conundrum
A high proportion of advice firms operate a largely recurring income model and with this comes the obligation to conduct […]
Do you mark your own homework?
Most firms will have at least vague recollections of the FSA’s thematic review of pension switching and the report it […]
Consumer Duty – Identifying Foreseeable Harm
Niels Bohr, the Nobel laureate in Physics and father of the atomic model, is quoted as saying, “Prediction is very […]
Negative equity – how much of a risk is it?